Medicare Premier: Global coverage, AIG advantage makes it truly premier in its league.
The inclusion of OPD, Dental, Maternity & New Born Covers bolsters its appeal.
Tata AIG's Medicare Premier plan includes all the benefits of its flagship "Value for Money" product: Medicare. Thus, we will only examine the important features that set Medicare Premier apart.
OPD Coverage:
OPD consultations and pharmacy charges are covered.
Waiting Period: 2 Years.
Max.: 5,000. per Year. (separate limit).
Doesn’t affect the No Claim Bonus.
Air Ambulance:
Max.: 5,00,000. (separate limit)
Doesn’t affect the No Claim Bonus.
Prolonged Hospitalisation:
1% of Sum Insured, If hospitalised for more than 10 Days.
Fixed amount paid over & above the Indemnity claim.
OPD Dental Treatment:
Only Root Canal, Tooth Extraction & Filling are covered.
Waiting Period: 2 Years.
Max.: 10,000. per Year. (separate limit).
Doesn’t affect the No Claim Bonus.
High End Diagnostics:
Cover all the below on an OPD basis:-
i. Brain Perfusion imaging
ii. Computed Tomography (CT) guided Biopsy
iii. Computed Tomography (CT) Urography
iv. Digital Subtraction Angiography (DSA)
v. Liver Biopsy
vi. Magnetic Resonance Cholangiography Scan
vii. Positron Emission Tomography– Computed Tomography (PET/CT)
viii. Positron emission tomography–Magnetic Resonance Imaging (PET/MRI)
ix. Renogram
Max.: 25,000. per year. (separate limit).
Health Checkup:
1% of Sum Insured, Max.: Rs. 10,000. per year.
Can be claimed every year irrespective of the claim.
Maternity:
Waiting Period: 4 Years.
Only Hospitalisation is Covered.
Pre & Post Hospitalisation/ Pre & Post Natal: Not Covered.
Boy Child: up to Rs. 50,000., Girl Child: up to Rs. 60,000. (separate limit).
Doesn’t affect the No Claim Bonus.
New Born Coverage:
Complications up to Rs. 10,000. covered.
First Year Vaccination Covered: Boy Child: up to Rs. 10,000., Girl Child: up to Rs. 10,000. (separate limit).
Doesn’t affect the No Claim Bonus.
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